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Family Floater Health Insurance A comprehensive Health Insurance policy that ensures... Poorey parivaar ki poori suraksha. Secure your family against financial emergencies during sudden illness, surgery and accidents as well as against terrorist activities.
Family Floater Health Insurance plan lets you share the entire sum insured among the family members covered under the policy, without any individual upper limits. Understand the Floater Concept Policy Details Key Benefits Comprehensive coverage for your family with floater benefit Cashless claims facility at over 4,000+ network hospitals across India Continue to enjoy quality service even during claim settlements with - ICICI Lombard Health Care - our own in-house health claim processing and wellness team No sub-limits on room rent, doctor fees, and hospital charges or for any disease (except Cataract where 20,000 per eye is applicable). No co-payments for any disease or any hospitalisation expenses Now get a Free health check-up coupon for any one insured family member, valid for the policy period
Know more about key benefits What is covered Medical expenses incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor/ surgeon's fee, medicines bills, etc Medical expenses incurred 30 days prior and 60 days post hospitalisation Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy) Know more about what is covered What is not covered Exclusions valid for the first 30 Days Any illness contracted within 30 days of the inception date of the Policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals Know more about what is not covered Eligibility The customer can buy the policy for any family member(s) children and / or parents The senior most person to be insured should be between 5 to 60 years of age. (Persons aged 60 and above can consider our Health Advantage Plus plan, in which the age of the senior most person is up to 65 years) The Proposer needs to be aged above 18 years Know more about eligibility Claims
Identify your Service Provider Refer to your cashless claim card and check the logo displayed to determine your service provider
Health Insurance and You
What is health insurance? A health insurance policy will provide a cover to you and your family against sudden medical contingency or bodily injury.
Why health insurance? Every human being is exposed to various health hazards. Medical emergency can strike anyone without pre-warning. Inadequate facilities in government hospitals Private hospitals are too expensive Medicines have become quiet expensive Diagnostic charges are beyond common man’s reach Specialists come at a price Tax benefit under section 80 D of the Income Tax Act Health risk is a personal risk, which could arise from various factors viz. a) Physical condition b) Psychological condition c) Accident related d) Occupational related e) Environment related f) Life style related g) Travel related sourse:-http://www.icicilombard.com/app/ilom-en/PersonalProducts/Health/floater.aspx |
