|
|
| |
|
|
| |
| Featured Doctors |
| Coming Soon | |
| |
| Featured Training Institute |
| Coming Soon | |
| |
|
|
Flexible investments
|
|
| |
| |
Flexible investments
Unlike traditional plans, where the policy account value was invested in a portfolio by the insurance company's investment managers, universal life offers the policy owner the option to choose the weighting of investment within the account value from a wide range of options: from savings accounts, to guaranteed term deposits, to funds that track specific market indices and mutual fund-like investments.
All universal life contracts are subject to annualized expense charges of various natures that are deducted monthly, on a pro data basis
a) Provincial or State premium taxes
b) Mortality deductions
c) Rider charges
d) Annual administration fees
e) Insurance mortality deduction
Increase or decrease each year or level term rate. |
| |
|
|
| |
|
