So we should not loose our Health creating more and more wealth. We should ensure that we don’t lose this precious wealth of ours. Current lifestyle has changed drastically, long office hours, unhealthy eating, and increasing pollution level are badly affecting our health.
Because of all this, there is a greater chance of us falling ill or getting injured. It is a human right to secure good health by acquiring adequate coverage against the financial risks and medical emergencies. A Health Insurance or Mediclaim policy solves the purpose of protecting your valuable health.
A health insurance policy covers you and your family members against sudden medical unforeseen event. Your health insurance policy is an agreement between you and the insurance company. The policy has a package of medical benefits such as medical tests, hospitalization, drugs and treatment services. The insurance company charges you an annual Premium to cover you against the risks. The insurance company covers the cost of certain benefits listed in your policy. Sometimes, it not only covers the expenses incurred during hospitalization but also the pre and post-hospitalization expenses.
Just buying Health Insurance is not the complete solution. It needs complete planning if it is intended to serve its purpose . While buying Health Insurance you need to take care of few things like:
- Whether it is providing you cashless treatment benefit
- Daily Hospitalization and ICU benefit
- Pre and post hospitalization coverage
- Number of network hospitals listed with the company
- Claim Settlement process
Ref:- from Internet
